Checking - Interest Bearing

                $7.00 monthly service charge waived if minimum balance is $600.00

 

Checking - Non-Interest Bearing

                $6.00 monthly service charge waived if minimum balance is $600.00

 

Student Checking

                Must present a valid Student ID

                No service charge if parents have an account with CB&T

               $3.00 monthly service charge if parents do not have an account with CB&T

               Service charge waived if minimum balance is $600.00

 

Senior Checking

                Must be at least 65 years of age

                No monthly service charge

                Interest bearing

 

Money Market

               Must open with $2,500.00

               $8.00 monthly service charge waived if minimum balance is $2,500.00

               Up to 6 withdrawals per month

 

Corporate Checking

                Unlimited withdrawals

                Interest bearing

                Includes account analysis charges

 

Small Business Checking - Interest Bearing

                Up to 35 withdrawals per month, $.15 for each additional withdrawal

                $10 monthly service charge

 

Small Business Checking - Non-Interest Bearing

                Up to 35 withdrawals per month, $.15 for each additional check

                $10 monthly service charge

 

Savings - Interest Bearing

                $1.00 monthly service charge waived if minimum balance is $100.00

                One withdrawal per month, $1.00 fee for each additional withdrawal

                Up to 6 withdrawals per month

 

Moola Moola

               Must be 12 years of age or younger

               No monthly service charge

               Interest bearing

               Up to 6 withdrawals per month

 

Christmas Club

                Save money throughout the year

                We mail you a check for the balance on November 15th

                Interest is forfeited if a withdrawal is made prior to payout

 

Vacation Club

                Save money throughout the year

                We mail you a check for the balance on May 15th

                Interest is forfeited if a withdrawal is made prior to payout

 

Certificates of Deposit                                  Individual Retirement Accounts

    CD terms:                                                             IRA terms:

                91 Day                                                                     12 Month

                  6 Month                                                               18 Month

                12 Month                                                              24 Month

                18 Month                                                              30 Month

                24 Month                                                              36 Month

                30 Month                                                              48 Month

                36 Month                                                              60 Month

                48 Month

                60 Month

 

                 Safe deposit boxes are available in a variety of sizes at every branch.